AND Capital Projects

For Dealmakers

At AND Capital Projects (ANDCP), we specialise in independent, off-market M&A across financial services and adjacent sectors including technology. We are a service-led studio built on three core principles: relationships, integrity, and impact.

Since July 2024, we’ve supported sellers and acquirers across the UK and Ireland, engaging with 6% of all firms later reported by FT Adviser as completing transactions in the 2024/25 wealth management cycle—despite minimal public outreach.

Our Off-Market model places clients into high-value conversations long before opportunities reach the wider market, giving:

Sellers: earlier access, greater control, stronger deal structure.
Buyers: consistent, qualified, professionally managed deal flow.
Partners: a bespoke, high-integrity approach to low- and mid-market transactions.

We also work directly with SMEs, local authorities, unions, and third-sector organisations on organic acquisitions and financial inclusion initiatives.

Our focus is simple: clear strategy, controlled exposure, and deals that create lasting impact.

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Our Process

FS Legal | TalkAI Global | ANDCP Collaboration

AI is reshaping financial services faster than most firms realise.
Over the next eighteen months we will see less of the shiny toy excitement around AI and far more enforced and measurable use across regulation, operations and client experience. Firms that prepare now will be the ones clients and supervisors trust.

We are facilitating a focused programme that helps principals, advisers and leadership teams understand what is coming, what matters and how to prepare with confidence.

Email Office@andcp.co.uk to register your interest

SERVICES

TRANSACTION ADVISORY

We are sell-side advisors - from deal strategy, structuring and valuation through to buyer engagement, negotiation, and closing.

GROWTH ACCELERATION

Capital Bridge Studio is our dedicated platform for training and programs that help accountants preparing for growth, merger, or exit.

ARTIFICIAL INTELLIGENCE

Our collab with TalkAI Global to design and build AI systems from expansive research to agents will define what we and our clients do over the next 1–5 years.

ETHICAL MANDATE

Every transaction should create new futures, not just optimise present circumstances. By combining our drive for positive social and economic change with the values of our partners, we infuse every single transaction with purpose and hope.

CONNECT VIA LINKEDIN

WORK

EVERY SALE HAS A HUMAN STORY

For many of our clients, that story has not been easy. They have faced hardship, loss, and major setbacks on the way to building something of value others. We never forget that. Our role is not to make them relive the pain, but to honour the courage and passion that carried them through it. We translate that journey into the language of M&A — into numbers, platforms, and opportunities that buyers understand. We do this without losing the humanity of the client.

We help our clients share their story with the right audience, in the right way, at the right time. For us, sales aren't about a price.

Sales are about meaning, legacy, and rewarding the lives behind the business.

OUR WORK IN THEIR WORDS

“Having been expertly guided by Steve in the proposed sale of our business we cannot talk highly enough of him. His fantastic knowledge of the space in which he operates, alongside his care, patience, diligence and dedication makes Steve the perfect collaborator in this environment. Steve’s genuine and sincere approach ensures that the client is always front and centre in his thinking.”
SF, Director
“Steve is without question the most skilled listener in this space, which allied with his extensive knowledge of what buyers are aiming to achieve, makes him a highly effective operator at matching parties in any transaction”
PH, Regional Director
“Steve is a good guy. He is professional, knowledgeable, approachable and most importantly someone you can rely on. He is a tough negotiator and someone I was very pleased to have “on my side” when selling my IFA business.”
LE, Director
“Steve understands the art of the soulful deal. His commitment to our group especially when things went wrong displayed a character and commitment rarely seen in M&A”
SR, Group Director.

Conditions of a Sale

(5 Rules for Being Petty)

1. Independence is a feature, not a compromise. The right sale should strengthen your position—not diminish it.

2. Trust is earned—no blind faith. Respect the process, the buyer should prove their value, never hand over your future lightly.

3. People matter, and so do boundaries. If you want to go fast, go alone. If you want to go far, go together.

4. Put values above validation. The right deal honours your character, not just your numbers.

5.Victory as a calculated gain. Deals aren’t battles to be won, they’re alliances to with costs and rewards.

Get the Insight Before the Sale

A Letter to Our Future Clients

Dear Future Client,

M&A is fraught with risk, distraction, and hidden compromises. Sellers who go in unprepared often give up more than they gain. Expect valuation disputes, cultural misfits, and drawn-out due diligence. This isn't about your per se, it is however about the process.

With the right guidance, it can be transformed into a process of clarity and control.

Our work has been dedicated to business owners, founders, and principals in the low- to mid-market who are preparing for the most important transaction of their careers. Many have spent decades building their firms. They value trusted, discreet guidance at a moment that defines their legacy.

We have been working tirelessly to build opportunities for you. Most of our relationships are long-standing or come through direct recommendation, it is a reflection of the confidence our clients and the market place in us. Some seek our help to resolve complex conflicts involving millions in AUM, where others just need a quick chat to find clarity.

Our vision is to be seminal in shaping great deals. We are already talking to businesses and buyers who share our approach to M&A and how business sales are understood and executed. Established acquirers and consolidators to recent entrants of only a few months align with our credo to do great things for sellers.

We have already embraced Artificial Intelligence (AI). In Autumn of 2025 we will be giving our clients access to sharper insights and more efficient outcomes through our partnership with TalkAI Global.

This is more than M&A to us. It is the art of securing value, protecting legacy, and shaping the future.

Sincerely,

Steven A. McLean | Founding Partner

Issued: 26th August 2025

For Dealmakers

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Our Process

Research

Design

Deploy

Transform