AND Capital Projects – M&A Advisory for UK Wealth Management Firms

Guiding leaders confidentially through succession and transition decisions.

AND Capital Projects is a UK-based advisory studio working at the intersection of wealth management, technology, and strategic growth. We partner with founders, leadership teams, and investors to navigate the moments that matter most, from succession planning and ownership change to scaling through carefully aligned partnerships.

Our M&A work is built on a simple belief: The strongest collaborate. Or they consolidate.

Alongside advising on mergers, acquisitions, and structured partnerships, we are also behind a number of organic growth initiatives designed to help firms strengthen client propositions, develop talent, and expand sustainably. These initiatives reflect our conviction that long-term value is created not only through transactions, but through the steady evolution of great businesses.

Clients work with us because we combine commercial rigour with a deep respect for what makes each firm distinctive in the main its people, its clients, and its purpose. Whether the objective is growth, succession, or strategic, our role is to help new and existing partners create outcomes that are both commercially sound and culturally aligned.

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The Future of Financial Advice Isn’t Just Consolidation - It's Organic

The UK financial advice and wealth management market is changing rapidly. Consolidation, regulation, and rising client expectations are reshaping how firms grow, partner, and plan for succession.

We've recognised the most successful outcomes don’t come from scale alone. They come from strategic partnerships, thoughtful deal structuring, and the transfer of knowledge that preserves all parties integrity and builds capital.

For founders, this often means de-risking, then protecting legacy while accessing the resources to evolve. For investors and acquirers, it means aligning with businesses whose values and client relationships are built to endure and have value yet to be mined.

As the market continues to consolidate, a new conversation, and a new process will emerge. We believe the next wave will be driven by organic growth, with capital deployed toward a more sustainable path to expansion: strong institutional identity and culture, community-led financial participation, and the broader democratisation of capital.

That is where the most compelling opportunities will soon sit.

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SERVICES

Our team helps you consider and execute your options for sale expertly and privately.

EXIT READY

Structured 90-day methodology to clarify sales vision, prepare diligence-ready data, reduce execution risk, strengthen valuation, and test your sale narrative with seasoned acquirers.

COMPASS

Strategic advisory for founders navigating transaction uncertainty, transition and complex decision-making. Most commonly used to manage internal dynamics, including shareholder or staff alignment, as well as external challenges such as integration breakdowns or deferred payment disputes.

LEAP

Premium sell - side advisory for complex mid-market firms seeking a discreet sale process. Robust data and valuation review, controlled due diligence preparedness and implementation, targeted buyer relationships, transaction structuring, and disciplined negotiation.

ARTIFICIAL INTELLIGENCE

Our collab with TalkAI Global to design and build AI systems from expansive research to agents will define what we and our clients do over the next 1–5 years.

ORGANIC GROWTH

Building long-term partnerships with institutions, charities, and communities to expand access to financial advice and enable organic client growth beyond acquisitions.

We Offer Two Options

Retained Advisory: Performance linked allowing for deeper involvement and targeted execution.

Flat Initial Fee: Incorporated within a 4–6% success-base, weighted for transaction complexity, risk, and deferred consideration.

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Position of Difference

We Represent Market Leading Entrepreneurs

We proudly represent exceptional businesses. Often run by bold, charismatic, and visionary leaders in their space. Leaders who have built their businesses around their deepest convictions. They are often seeking open and unlimited possibilities.

We’ve found that every leader we guide through pivotal moments wants to exit on their own terms. Our role is to prepare, challenge and coach them through that journey.

We provide a platform for leaders to articulate their sale vision and build a strong, defensible position around their “why” sell, merge or buy. We challenge their market assumptions, and augment business flows without disrupting operations. Our role is to prepare, guide and support them through that journey. Alongside our strategic partners, we identify the right buyer audience while clearly communicating our clients unique brand differentiators and offer guidelines.

We're Investing in You

Our collaboration with TalkAI Global, alongside a small number of aligned financial, government, and legal specialists, has helped us grow organically while serving clients through technology-led innovation. We are now empowering sellers to take control of their advisory experience through our soon-to-launch platform and a trusted network of acquirers.

Transparency Matters

The Plot, our insight on "how to sell a company" gives our companies the inside information they need to consider big ventures while dealing with growth amidst uncertainty. We offer actionable insights and strategies drawn from real-world M&A experiences and business growth strategies. The Plot is dedicated to the memory of Julie Wilson, whose inspiration, resilience, and forward-thinking vision were instrumental in shaping its creation.

Read M&A 2026

Read What if Selling is the Wrong Move?

Steven A. McLean

Principal

Deborah Dor

Strategic Growth Partner

Ross Furby

Commercial Advisor

Michael Ramsay

Operating Partner & Chief AI Officer

Partners Behind the Process

Our team is diverse and can meet the evolving needs of modern business leaders. With backgrounds spanning entertainment, finance, real estate, recruitment, business consulting, and technology etc. Our team combines strategic experience with a shared belief in founder-led value creation.

As founders ourselves, our leaders-first philosophy is more than just positioning — it is our lived experience. We understand what it means to lead through inflection points, and we are passionate about helping founders navigate succession, complex transitions and value realisation, with confidence.

Our Work in 2026

M&A remains one of the most complex and consequential moments in a business owner’s life. It is often accompanied by risk, distraction, and unseen compromise. Too many sellers still enter the process under-prepared—only to face valuation disputes, cultural misalignment, protracted due diligence, and outcomes that fall short of what their life’s work deserves.

In 2026, our work as a team is focused on transforming that reality. We exist to bring clarity, control, and calm to business owners, founders, and principals operating in the low- to mid-market individuals for whom a sale, merger, or strategic partnership represents the most important transaction of their career. These are people who have spent decades building enduring firms and who value discreet, trusted guidance at a moment that defines both value and legacy.

Our work is relationship-led and long-term by design. Most of our engagements arise through direct recommendation or long-standing connection, reflecting the confidence placed in us by clients and the wider market. Some come to us navigating complex disputes involving hundreds of millions in assets under management; others simply need space, perspective, and a trusted conversation to find clarity. We treat both with the same seriousness and care.

In 2026, we are shaping a more disciplined M&A environment centred on leadership, positioning, and business readiness for sale — not market urgency. We will continue to work alongside new and established acquirers to create lasting change for sell-side leaders. We have also embedded artificial intelligence into our advisory approach. Through our partnership with TalkAI Global, our clients will benefit from sharper insight, cleaner analysis, and more efficient outcomes, freeing then for the human judgement matters in complex transactions.

Do Something Special

Our expert team provides entrepreneurs with the access, insight, and business support needed to consider their best options for succession and equity value realisation.

If you know your business requires that level of attention, begin the conversation.

Schedule a Private Conversation